Get 20% off for the first purchase
MoreGet what you love today and conveniently split the payments over several weeks or months, making it easier to manage your budget.
931+
Zambians on the waitlist
Hello, Chanda
Good afternoon
Available to spend
Shop now, pay later
See allElectronics
Split in 3
Groceries
0% interest
Pharmacy
Pay later
Fashion
3 payments
First order
Get 20% off when you pay in 3
Shop nowYour plan
Repayments
2 of 3 paid
K250
due 15 Nov
Paid so far
K500.00
Remaining
K250.00
Next instalment
K250.00
Friday
15 Nov 2026
MTN MoMo
•••• 4821
Airtel Money
•••• 0928
Create a card that reflects your style and personality. Choose from a range of colors, patterns and finishes — then use it everywhere you shop with Tupane.
5555 5555 5555 4444
Holder
Chanda Mwansa
EXP 04/29
5105 1051 0510 5100
Holder
Chanda Mwansa
EXP 04/29
2223 0000 4841 0010
Holder
Chanda Mwansa
EXP 04/29
5555 3412 4444 1115
Holder
Chanda Mwansa
EXP 04/29
5454 5454 5454 5454
Holder
Chanda Mwansa
EXP 04/29
Review a detailed record of all your past transactions and payments, helping you track your spending habits and manage your finances more effectively.
Total spending
K52,480.00
Guiding principles that define Tupane's commitment to convenience, security, and empowering your financial freedom.
Communicate payment details clearly to build trust and understanding.
Offer adaptable payment plans to fit users' financial needs.
Protect users' financial and personal data with strong security measures.
The problem we're solving, in the words of the people building Tupane — and the Zambians on our waitlist.
Pay later limit
ActiveK15,000.00
Home starter pack
K2,400 · Due 12 Nov
Auto pay
2 of 3 paid
Most Zambians don't have a cash problem — they have a timing problem. A freezer, a laptop, school fees: the money is there over a few months, just not all at once. Tupane closes that gap without paperwork, collateral or a bank account.
Nathan Musweu
Business developer, Tupane
I've always used MoMo. Being able to pay over three months just makes sense.
Misozi Banda
Waitlist member, Lusaka
Customers shouldn't lose a sale because payday is two weeks away.
Mwansa Kapembwa
Merchant partner, Kitwe
No forms, no queues. If it works with my phone, I'm in.
Thandiwe M.
Research participant, Ndola
Begin your journey to flexible payments by joining the Tupane waitlist.
Tupane is a Zambian buy-now-pay-later service that lets you make purchases and pay over three instalments without interest, as long as payments are made on time.
Join the waitlist with your name, email and phone number. When early access opens, we'll send you a link to register with your NRC and MTN MoMo or Airtel Money number.
Standard three-payment plans carry no interest. Any applicable fees are shown clearly before you confirm a purchase, so nothing is hidden at checkout.
At a growing network of partner stores across Zambia. Look for the Tupane sign at checkout, or browse participating merchants in the app.
Your Tupane app keeps every plan, instalment and receipt in one place. You'll be able to see what's due, pay from mobile money and build a record of on-time payments.
Experience seamless payments, flexible plans, and a personalised shopping journey right at your fingertips. Don't miss the chance to simplify your finances with our easy-to-use app.
Download Now